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Malta has rapidly become a leading hub for the fintech industry, offering a supportive regulatory environment tailored for innovation and entrepreneurship. With a comprehensive regulatory framework, innovative initiatives, and strategic advantages, Malta stands out as an attractive destination for fintech companies seeking growth and expansion within Europe.

Malta’s Fintech Landscape

In recent years, Malta has emerged as a vibrant hub for the fintech industry, experiencing remarkable growth and development. Positioned as a fintech-friendly jurisdiction, Malta has implemented progressive regulations, fostering an environment conducive to innovation and entrepreneurship.

Regulatory Framework Tailored for Fintech

At the heart of Malta’s fintech success story is its Regulatory Framework, specifically designed to cater to the unique needs of fintech companies. This framework not only offers clarity and legal certainty but also prioritizes consumer protection, addressing challenges and uncertainties faced by fintech businesses in other jurisdictions. The Malta Financial Services Authority (MFSA) oversees various aspects, including virtual financial assets (cryptocurrencies), digital wallets, payment services, crowdfunding, insurance, investments and financial markets.

Leadership in Fintech Regulation

Malta’s government has taken a forward-thinking approach in establishing regulations, positioning the country as a leader in fintech regulation. The Virtual Financial Assets (VFA) Act, introduced in 2018, regulates digital assets and initial coin offerings (ICOs), ensuring consumer protection, market integrity, and investor confidence in the evolving digital asset market.

Innovative Regulatory Sandbox

The Malta Digital Innovation Authority (MDIA) plays a crucial role in promoting and regulating innovative technology arrangements, including blockchain and distributed ledger technologies (DLT). It offers a regulatory sandbox framework, allowing fintech companies to test their solutions in a controlled environment.

Blockchain and Cryptocurrency Hub

Malta has actively embraced blockchain innovation, becoming a hub for blockchain companies and cryptocurrency exchanges. Its strategic location within the European Union (EU) further enhances its appeal as a preferred destination for businesses in the blockchain and cryptocurrency space.

Payment Services Excellence

Malta offers a diverse range of payment services, including online payment gateways, e-wallets, and remittance solutions. Implementation of the EU’s Payment Services Directive (PSD2) ensures secure and efficient electronic payment transactions.

Thriving Fintech Ecosystem

Malta has cultivated a thriving fintech innovation and startup ecosystem. From peer-to-peer lending to regtech and digital banking, innovative companies find a supportive environment. The government backs fintech startups through initiatives such as tax incentives, grants, and access to funding programs.

Strategic Growth Destination

With its comprehensive regulatory framework, EU membership and passporting rights, blockchain expertise, supportive government initiatives, skilled workforce, credibility, and strategic location, Malta stands out as an ideal destination for fintech companies seeking a favorable environment for growth and expansion within Europe.

Join us in Malta, where financial innovation meets opportunities.


Raising standards since 2006.

Kyte Global, with clients in over 65 countries has established itself as a unique company providing a one-stop-shop to all your information security and compliance requirements.

At Kyte Global we attempt to add value in everything we do. Our services have evolved as a result of the growing needs of our clients. Regulations keep getting stricter, compliance requirements keep getting more onerous and clients find themselves spending more time addressing these issues rather than focusing on their business. At the same time, resources with the right knowledge and experience are hard to come by. Kyte Global tries to tackle these issues by providing a one stop shop to all the client’s needs. Kyte Global understands that Compliance is an effective way of ensuring that controls are implemented.

Internally, Kyte Global is organised in teams, each dedicated to a specific service, usually revolving around a specific standard or regulation. Some of these are PCI DSS, ISO 27001, GDPR, Internal Audit, AML, Gaming, Penetration Testing, Training to name a few. Each team is made up of trained professionals, all experts in their own field.

Over the years, Kyte Global has established partnerships with suppliers that develop and implement industry leading solutions so that it can make recommendations to clients who require such services or products. Kyte is proud to have a network of partners that can assist its clients, big or small, in virtually all of the industries it operates in.


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